Norwest NSW

Tow Truck and Fleet Insurance

A tow truck is specialised plant on wheels. Ordinary truck wordings often miss apparatus, tray work and how you actually operate.

We arrange tow truck and fleet cover for owner-operators and multi-unit yards across NSW, with underwriting that understands towing.

See an example
Insurance Business 2025 Fast Brokerages
Insurance Business 2026 Fast Brokerages
Insurance Business 2025 Top Brokerages
Insurance Business 2026 Top Brokerages

What it can cover

  • Own damage to the tow truck from accident, fire and theft
  • Fleet schedules for multiple units under one arrangement
  • Specialist apparatus where the policy includes it
  • Agreed or market value options, depending on the insurer

What to check

Use and radius

Accident towing, trade towing and long-distance recovery can rate differently.

Driver experience

Insurers often set age, licence and experience conditions for tow operators.

Hook-in cover

Damage to the vehicle you are towing is usually separate. See our hook-in page.

Case study

An example

A two-truck yard has a collision on the M7. The unit is off the road for three weeks. Tow truck fleet cover can respond to the truck repairs. Hook-in cover is what would respond if the customer's car was damaged during the tow.

Illustrative example only. Cover depends on your policy wording.

Contact us

Before you call, it helps to know:

We're at Suite 2.02, 2-8 Brookhollow Ave, Norwest NSW 2153. Call 02 8660 2305 or email admin@idealbrokers.com.au.

Ideal Insurance Brokers, Norwest NSW 2153. Ideal Brokers Pty Ltd (CAR No. 001262504 | ABN 65 623 205 952) is a Corporate Authorised Representative of Metrix Connect Pty Ltd ACN 635 286 136 as the trustee for the Metrix Connect Hybrid Trust ABN 55 742 327 931 | AFSL No. 525491. This page contains general information only and does not take into account your objectives, financial situation or needs. Read the Product Disclosure Statement before buying.

Back to Ideal Insurance Brokers

Tow truck and fleet insurance FAQs

Not always. Tow trucks need underwriting that understands apparatus, towing use and often hook-in exposures.

Yes. We can arrange fleet schedules so units are listed and rated together.

Usually not. That is care, custody and control cover. See our CCC page.

Speak With a Broker