Retail shopfronts — retail and property insurance

Specialist Insurance · Retail & E-commerce

E-commerce Insurance

Insurance for Online Retail Businesses

Running an online business can involve stock, suppliers, customers, websites, payment systems and data. These risks can be different from a traditional retail store. Ideal Insurance Brokers can help review your online business and arrange suitable cover.

Speak With a Broker
Insurance Business 2025 Top BrokerageInsurance Business 2025 Fast Brokerage

Access across leading Australian insurers and underwriting agencies, including:

360 UnderwritingAG GuardAgile UnderwritingAIGAllianzATC InsuranceATLBerkley InsuranceBlue ZebraBrooklyn UnderwritingChubbClub MarineDUAL AustraliaGardGT InsuranceHMIAHollardIALInsuring AmbitionJUA UnderwritingMiramar UnderwritingMITTINTIPEN UnderwritingQBESURAVeroWoodina UnderwritingZurich
Online retail packaging and shipping dispatch — Ideal Insurance Brokers

Tailored protection for Shopify, WooCommerce, Amazon and marketplace sellers.

Digital Commerce Risk Management

Selling online across Australia, backed by bulletproof cover.

E-commerce brands face unique challenges: shipping products nationally and overseas, managing third-party logistics warehouses, and securing digital checkout funnels against cyber attacks. We help online store owners arrange seamless Product Liability, Transit and Cyber protection.

100+

Insurer Markets

98%

Claims Success Rate

15-25%

Premium Savings

5.0

Google Review Rating

Common Covers

Essential covers for online retail businesses.

  • Product Liability

  • Public Liability

  • Stock & Inventory

  • Cyber Insurance

  • Business Interruption

  • Goods in Transit

  • Business Insurance

Common Risks

Risks confronting online retail businesses.

  • Product Claims

  • Stock Damage or Theft

  • Cyber Incidents

  • Data Breaches

  • Goods in Transit

  • Supplier Issues

Frequently Asked Questions

Yes. Public Liability covers claims involving third-party bodily injury or property damage arising from your business activities, exhibitions, customer visits or pop-up activations.

Product Liability is critical for any business selling products to consumers, especially if you import, rebrand or assemble items, as Australian consumer law may treat you as the manufacturer.

Talk to Ideal Insurance Brokers

Tell us what you sell, where your customers are located and how your business operates.

Speak With a Broker
Speak With a Broker