Norwest NSW
Wind & Weather Insurance
Wind is one of the most common causes of damage to businesses. A gust lifts roof sheeting, flips an outdoor umbrella, snaps a sign or sends a tree through a fence.
Wind and weather cover is usually part of the storm section of a business property policy, but outdoor items and exposed structures are often treated differently.
What it can cover
- Roof and wall damage from wind
- Fallen trees and branches
- Signs, awnings and shopfront fittings
- Fences, gates and outdoor structures
- Stock and contents damaged by wind-driven rain
Things that are often limited or excluded
- Marquees, umbrellas, shade sails and outdoor furniture
- Items not securely fixed
- Damage to structures in poor condition
- Temporary or event structures
Case study
An example
Strong winds tear a shade sail off a cafe's outdoor dining area. It damages tables and the awning. Cover for outdoor structures and furniture may respond if included. If the sail wasn't properly fixed or the policy excludes outdoor items, the claim could be reduced or declined.
Illustrative example only. Cover depends on your policy wording.
Contact us
To quote, tell us:
We're based at Suite 2.02, 2-8 Brookhollow Ave, Norwest NSW. Call 02 8660 2305 or email admin@idealbrokers.com.au.
Ideal Insurance Brokers, Norwest NSW 2153. Ideal Brokers Pty Ltd (CAR No. 001262504 | ABN 65 623 205 952) is a Corporate Authorised Representative of Metrix Connect Pty Ltd ACN 635 286 136 as the trustee for the Metrix Connect Hybrid Trust ABN 55 742 327 931 | AFSL No. 525491. This page contains general information only and does not take into account your objectives, financial situation or needs. Read the Product Disclosure Statement before buying.
Wind and weather insurance FAQs
They overlap. This page is about wind and exposed items. Our storm and weather damage page at /storm-weather-damage-insurance/ covers hail, rain and flood.
They can be, with the right extension. Tell us what you have outside.
Usually it needs its own cover. See our venue damage insurance page at /venue-damage-insurance/.