Norwest NSW
Venue Damage Insurance
Book a hall, a function room or a park for your event and the venue will almost always ask you to cover any damage. A cracked floor, a smashed window, a burnt carpet. It comes with the hire.
Damage to the venue insurance covers accidental damage to a premises you've hired or are using, caused by you, your staff, your performers or your guests.
Who it suits
- Event organisers and planners
- Caterers and mobile food operators
- Hire businesses and entertainers (jumping castles, DJs, photo booths)
- Community groups and clubs
- Market and stall operators
What it can cover
- Accidental damage to the building, fixtures and fittings
- Damage caused by guests, in some policies
- Damage from your equipment, like marquees, staging or cooking gear
- Cleaning and repair costs
What to check
The venue's requirements
Many want a certificate of currency before you can book.
The limit
Make sure it matches what the venue wants.
Who's covered
Staff only, or guests as well.
Wear and tear
Not covered. Insurers look for sudden, accidental damage.
Case study
An example
A caterer sets up a hot buffet at a function hall. A heated tray tips and burns through a section of the timber floor. The venue sends a repair quote for $6,500. With venue damage cover, the repair cost can be claimed, less the excess.
Illustrative example only. Cover depends on your policy wording.
Contact us
To get a quote, tell us:
We're based at Suite 2.02, 2-8 Brookhollow Ave, Norwest NSW. Call 02 8660 2305 or email admin@idealbrokers.com.au.
Ideal Insurance Brokers, Norwest NSW 2153. Ideal Brokers Pty Ltd (CAR No. 001262504 | ABN 65 623 205 952) is a Corporate Authorised Representative of Metrix Connect Pty Ltd ACN 635 286 136 as the trustee for the Metrix Connect Hybrid Trust ABN 55 742 327 931 | AFSL No. 525491. This page contains general information only and does not take into account your objectives, financial situation or needs. Read the Product Disclosure Statement before buying.
Venue damage insurance FAQs
Many do. Councils, halls and event spaces commonly ask for proof of cover as a condition of hire.
Not quite. Public liability covers injury or damage to other people. Venue damage is about the premises you're using. Check whether your liability policy includes it.
Often yes. Tell us the date and the venue's requirements.
It depends on the policy. Some respond, some don't. We'll check.