Norwest NSW
Storm & Weather Damage Insurance
Sydney storms can turn up fast. Hail, flash flooding, wind and heavy rain. Roofs leak, gutters overflow, trees come down and stock gets wet.
Storm cover is normally part of a business property policy, but the details around flood, rainwater and gradual leaks matter a lot.
What it can cover
- Roof, wall and window damage from storm or hail
- Water entering through storm-damaged openings
- Damage to stock and contents from storm water
- Fallen trees and debris
- Clean-up costs
- Flood, if the policy includes it
What it usually doesn't cover
- Gradual leaks and poor maintenance, like blocked gutters
- Damage to things left outdoors, depending on the policy
- Flood, if the policy excludes it
- Insurers separate storm from flood. Rain running off the roof is one thing. Water rising from a creek is another. Know which one you have.
Case study
An example
A hailstorm punches holes in the roof of a small factory. Rain pours onto machinery and stock. The policy responds to the roof repair, damaged machinery and stock. If the roof had been in poor repair beforehand, the insurer may dispute part of the claim.
Illustrative example only. Cover depends on your policy wording.
Contact us
To quote, tell us:
We're based at Suite 2.02, 2-8 Brookhollow Ave, Norwest NSW. Call 02 8660 2305 or email admin@idealbrokers.com.au.
Ideal Insurance Brokers, Norwest NSW 2153. Ideal Brokers Pty Ltd (CAR No. 001262504 | ABN 65 623 205 952) is a Corporate Authorised Representative of Metrix Connect Pty Ltd ACN 635 286 136 as the trustee for the Metrix Connect Hybrid Trust ABN 55 742 327 931 | AFSL No. 525491. This page contains general information only and does not take into account your objectives, financial situation or needs. Read the Product Disclosure Statement before buying.
Storm and weather damage FAQs
Not always. Check, especially if you're near a creek or low-lying area.
Often with limits. Tell us what you have outside.
Yes. Insurers expect reasonable maintenance and may refuse claims linked to neglect.