Norwest NSW
Roadside and Recovery Work Insurance
Roadside and accident recovery is different from a quiet trade tow. You work on live roads, at crash scenes, often at night, with other people's vehicles and emergency services around you.
Cover needs to match that use — not a generic truck schedule that never mentions recovery work.
What it can address
- Tow units used for roadside and accident recovery
- Public liability at recovery scenes, subject to the policy
- Hook-in exposures when you move damaged vehicles
- Driver and experience conditions common to recovery work
Where operators get caught
Use not disclosed
A policy written as trade towing only may not respond cleanly to crash-scene recovery.
Scene liability
Injury or property damage at the roadside needs a limit and wording that fits the work.
Heavy and special loads
Buses, trucks and plant recoveries often need different conditions.
Case study
An example
A recovery crew attends a multi-vehicle crash on a motorway. While securing a damaged ute, a strap fails and the ute shifts into a barrier. Hook-in and the right recovery wording are what respond to the ute. Roadside use must be disclosed on the truck and liability covers.
Illustrative example only. Cover depends on your policy wording.
Contact us
Before you call, it helps to know:
We're at Suite 2.02, 2-8 Brookhollow Ave, Norwest NSW 2153. Call 02 8660 2305 or email admin@idealbrokers.com.au.
Ideal Insurance Brokers, Norwest NSW 2153. Ideal Brokers Pty Ltd (CAR No. 001262504 | ABN 65 623 205 952) is a Corporate Authorised Representative of Metrix Connect Pty Ltd ACN 635 286 136 as the trustee for the Metrix Connect Hybrid Trust ABN 55 742 327 931 | AFSL No. 525491. This page contains general information only and does not take into account your objectives, financial situation or needs. Read the Product Disclosure Statement before buying.
Roadside and recovery FAQs
Only if the use is disclosed and accepted. Recovery and scene work often need specific underwriting.
Yes, if you move other people's vehicles. See our hook-in and towed vehicle page.
That is usually care, custody and control cover for the yard, not the truck policy alone.