Norwest NSW
Management & Operational Covers
Property insurance protects what you own. Management and operational covers protect how you run the business: your decisions, your staff, your products, your services and your customers.
This page is an overview. Each cover below has its own page with detail.
The main covers
Public liability
Injury or property damage to other people because of your business.
Learn moreProduct liability
Harm caused by products you make, sell or supply.
Learn moreProfessional indemnity
Claims that your advice or services caused a client a loss.
Learn moreManagement liability
Claims against directors, officers and the company itself.
Learn moreWorkers' compensation
Injury or illness to your employees.
Learn moreCyber insurance
Data breaches, ransomware and online fraud.
Learn more
Which ones do you need?
It depends on what you do. A cafe will want public liability and workers' compensation first. A consultant will want professional indemnity. A manufacturer will want product and public liability.
Case study
An example
A small engineering firm designs and supplies a custom machine part. The part fails and damages a customer's production line. The customer claims against the firm. Product liability may respond to the property damage, and professional indemnity may respond to the design side, depending on the policy.
Illustrative example only. Cover depends on your policy wording.
Contact us
To review your cover, tell us:
We're based at Suite 2.02, 2-8 Brookhollow Ave, Norwest NSW. Call 02 8660 2305 or email admin@idealbrokers.com.au.
Ideal Insurance Brokers, Norwest NSW 2153. Ideal Brokers Pty Ltd (CAR No. 001262504 | ABN 65 623 205 952) is a Corporate Authorised Representative of Metrix Connect Pty Ltd ACN 635 286 136 as the trustee for the Metrix Connect Hybrid Trust ABN 55 742 327 931 | AFSL No. 525491. This page contains general information only and does not take into account your objectives, financial situation or needs. Read the Product Disclosure Statement before buying.
Management and operational insurance FAQs
Workers' compensation is compulsory for employers. Other covers may be required by contracts, landlords or licensing.
Often yes. A package can be simpler and sometimes cheaper.
Send us your current policies and we'll check them against what you do.