Contractors
Cover built for the job site.
From tools to tenders insured properly.
Whether you are a sole trader electrician or a multi-crew builder, we arrange cover that matches the contracts you sign, the sites you work on and the equipment you rely on.
The Problem
Generic policies leave trades exposed
Most off-the-shelf business insurance ignores the realities of contract work principal-required limits, tool-of-trade cover, and subcontractor obligations. Ideal Insurance Brokers reviews the contracts you tender for and the risks you actually face.
We compare 220+ insurer markets that understand construction and trade operations, then build a program around your licences, your crew and your equipment not a template.
220+
Insurer markets
98%
Claims success focus
1
Dedicated adviser
What We Arrange
Cover that matches the contract
Public liability, tools, contract works and professional indemnity reviewed together so a site incident, a faulty install or a contract clause is not a gap.
- 01
Public & products liability
Cover for third-party injury or property damage on-site and from completed work matched to the limits your principals require.
- 02
Tools & equipment
Portable tools, power equipment and specialist plant covered on-site, in-transit and at your workshop replacement cost, not depreciated value.
- 03
Contract works
Materials, fixtures and works-in-progress covered from delivery through to practical completion including subcontractor damage.
- 04
Professional indemnity
Protection for design, specification or advice errors increasingly required by head contractors and government tenders.
How We Help
Built for how tradies actually work
We know that a plumber's risk profile looks nothing like a concreter's. Your cover reflects the work you do, not a generic trade classification.
01
Contract review
We check the insurance clauses in your contracts and tenders so you are not under-insured or paying for limits you do not need.
02
Multi-trade programs
Running multiple licences or crews? We coordinate cover across trades so nothing falls between policies.
03
Claims advocacy
When a tool is stolen or a site incident occurs, your dedicated adviser handles the claim not a call-centre queue.
Next Step
Ready for cover that matches the contract? We'll review your trades insurance.
Tell us about your licences, your contracts and your equipment. We'll compare specialist markets and come back with options that fit the work.